USDA Manufactured Housing

USDA Manufactured Housing

AFR understands that you need all options to effectively compete in today’s market. That is why for over 10 years we’ve offered manufactured housing financing options, so we stand ready to help you meet this growing segment of the housing market.

Note that the requirements listed here are NOT complete. See our program guides for complete details, located in the AFR Resource Center.

General Eligibility Requirements

  • 620 minimum qualifying credit score
  • Property must be located in an eligible rural area
  • Manufactured home must be less than 12 months old, never occupied, and must include the site. The date of the purchase agreement must be written within one year of the manufactured date displayed on the plate attached to the unit.
  • USDA Pilot Program applies to existing homes built after January 2006, in the following states: CO, IA, LA, MI, ND, NH, NV, NY, OH, OR, PA, TN, TX, VA, VT, WA, WI, WV, WY