Manufactured Home Loans

Today’s Manufactured Homes (MH) are offered in a variety of styles, sizes, and layouts, with the ability to customize features throughout the home, such as granite countertops, fireplaces and spa-style bathrooms!

Manufactured Homes also tend to be more affordable when compared to traditional stick-built homes, providing a solution to the lack of affordable housing, especially in markets where there is also a shortage of available inventory.

Which means that Manufactured Housing provides opportunities to expand your client base and allows you to help more families achieve the dream of homeownership. Especially when you have a seasoned, trusted lending partner like AFR Wholesale™ to walk you through the process — whether it’s your first MH loan or just the latest in a long line of successful MH deals!

We have been providing financing for Manufactured Housing for over a decade!

We offer a comprehensive  suite of Manufactured Housing financing, including FHA, VA, USDA, and Conventional, plus options like MH Advantage® and CHOICEHome®. Plus, we are one of the few lenders that offers financing for singlewides!*

Our suite of financing for Manufactured Homes also includes One-Time Close Construction-to-Permanent programs. One-Time Close is all-in-one financing that combines the cost of home construction, with the land purchase/lot payoff, and permanent mortgage into a single closing. This saves both you and your homebuyers time, money, and paperwork.

Down payment assistance is also available on eligible FHA Manufactured Home purchases through DPA Advantage, which provides a forgivable grant for either 2% or 3.5% of the purchase price.

Both of these options help make Manufactured Homes even more affordable for your clients!