Why Wait?

Are your clients on the fence about purchasing a home?

With rent continuing to rise, now is the perfect time for borrowers to purchase, renovate, or build a home and lock in payments. Don’t let high interest rates keep your clients from missing out on the home of their dreams. With programs and features built to make the journey to homeownership easier, AFR can be the stepping stone to provide your clients a foot in the door — right now.

Benefits of Buying Now

$995 lender credit*

Borrowers can purchase the home of their dreams now and receive a $995 lender credit* if they refinance with us in 2024 when rates are projected to be lower.

First-Time Homebuyer Programs


Program Features


*The refinance loan must be submitted in 2024, using both our original third party originating client and AFR, and locked by December 31, 2024. Must meet mortgage seasoning requirements. Lender credit to be applied at closing. Refer to program guidelines for restrictions.