Originator Compensation Plan

American Financial Resources will allow Wholesale Brokers and Table Funders (Both are referred to hereinafter as the “originator”) to select either Lender Paid or Borrower Paid Compensation for all loans closed or purchased by AFR. If Lender Paid compensation is selected, the Originator may elect compensation from 25 to 275 bps to be paid by the lender to the broker with a maximum compensation of $20,000. If desired, a minimum selection is available for Lender Paid Compensation of $1,000.

If Borrower Paid Compensation is elected, the Originator can select a compensation rate equal to or lower than the Lender Paid Compensation selection, in 25bps increments (Borrower paid compensation rate must be chosen at the time the loan application is taken and disclosed properly to the borrower) Please note that a minimum compensation selection is not applicable with the Borrower Paid plan.

Compensation Agreements are effective for a 60 day period from initial implementation or until a change is requested thereafter. If a change in your current compensation plan is needed, please fill out the following form, (click here) and email it to This e-mail address is being protected from spambots. You need JavaScript enabled to view it . You will receive notification of the new compensation plan being updated in our systems. Please refrain from attempting to lock loans disclosed at your newly requested compensation rate until the notification is received from AFR confirming its implementation.

AFR Originator Compensation Agreement (pdf)


Sign and return the AFR Originator Compensation Agreement to: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
and please copy your Account Executive.