
AFR Wholesale, a division of American Financial Resources, Inc. is a nationwide wholesale residential mortgage lender headquartered in Parsippany, NJ. We are a Ginnie Mae, Fannie Mae and Freddie Mac Seller/Servicer, FHA Mortgagee, USDA National Lender and VA Automatic Lender. We currently serve thousands of mortgage brokers and lenders throughout this great country with their residential financing needs. In business since 1997, American Financial Resources, Inc. has grown to one of the largest wholesale FHA lenders in the country.

Click above to submit your application to become an approved broker with AFR.

Click above for details on our complete product portfolio and guidelines (AllRegs).
AFR University

Click above to submit loans for processing through WebTrac online portal.

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Gov’t Approvals - 4 Days Conditions - 2 Days Loan Docs - 1 Days |
Gov’t Correspondent Approvals - 4 Days Conditions - 2 Days Loan Docs - 1 Days |
Conventional Approvals - 4 Days Conditions - 2 Days Loan Docs - 1 Days |
Conventional Correspondent Approvals - 4 Days Conditions - 2 Days Loan Docs - 1 Days |
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| Turn Times in Business Days - *All AFR loans go through a separate QC department and a Clear to Close department. The loans are placed into each department for review prior to AFR issuing a clear to close or a clear to purchase. Please be advised that this process will add at least 4 days to the overall turn time after all conditions have been reviewed. ** Does not include USDA - GRH Loans ** |